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November 2008
Word from the
top
Welcome to our new
look Livewire!
Noticed a recent
change in our appearance?
RJP have launched a new
website which we think better reflects the forward thinking
approach of our firm. And in line with these changes
we’ve improved Livewire with a new format.
In this issue – We examine the changes announced in the Pre-Budget Report and ask are finances keeping you awake at night?
Just last week the Insolvency Service
issued their third quarter figures for company liquidations
and personal insolvencies. Unsurprisingly they are up
dramatically – company liquidations in particular were up 26%
percent on this time last year.
In spite of the
very welcome interest rate changes, this situation is unlikely
to improve in the short term. But there are things you
could be doing to improve your own outlook, as Simon Paterson
explains in his article
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On the Spot
Survey
The Chancellor's
headline measure was to cut VAT to stimulate the
Economy,
Was this the right move? What would you have done? Click below to give us your opinion.
Take the survey » |
Find
out more about RJP at www.rjp.co.uk |
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Pre-Budget
Report 2008 - What does it mean
for small businesses? |
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Yesterday's long awaited PBR came and
went and only time will tell if will do the trick in
stimulating the UK?s economy. Some of the news was so widely leaked, we all knew VAT would be cut after reading the weekend papers. But some of the other measures were rather more unexpected.
So
what are the changes as they affect smaller business owners in
particular? Read more ... |
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Pre-Budget
Report
2008 Summary |
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Chancellor Alistair Darling presented his second Pre-Budget Report on Monday 24 November 2008.
As
expected Mr Darling concentrated on measures to protect and
support businesses and individuals in these extraordinary,
challenging times for the global economy.
Our website has
a full summary of the measures announced. Read more ... |
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Pre-Budget
Report
- VAT Changes |
As you are no doubt aware the standard
rate of VAT was cut to 15% for 13 months from 1 December
2008.
For some practial advice on this measure. Read more ... |
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Batten down
the hatches now for worsening storms – Our top 5 business
survival tips
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Although the financial markets and
institutions may have recovered slightly since their position
a few months ago we are now potentially entering most
difficult economic climate seen for a generation.
Company and personal insolvencies have sky rocketed and an increase looks inevitable in the year to come. Read more ... |
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Sage 2009
could be a ‘no-brainer’ to help you tighten credit control
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In light of the record numbers of
business insolvencies – up by over 25% on this time last year,
and with worse forecast on the horizon, you need to make sure
your credit control function is as tight as it could possibly
be.
And more so today than perhaps ever before, or you could be seeing your debtors fast becoming bad debts. Read more ... |
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If you have any
feedback or suggestions for articles you would like to
see please email us at post@rjp.co.uk |
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